How to do UPI transactions without the internet?

In this article let's know about doing UPI transactions without the internet. The UPI was designed in a way to help digital transactions for all users. Whether you are using a smartphone or an old keypad phone you can still make digital payments via UPI. 

How to do UPI transactions without the internet?

All you need to do is follow the easy steps given below:

Step 1: Register yourself on the BHIM app if you haven't, to create your UPI account. Make sure that the correct phone number and bank account are linked.

Step 2: Go to your phone's dialer, enter *99# and press the call button. This will take you to a numbered menu with seven options, including Send Money, Receive Money, Check Balance, My Profile, Pending Requests, Transactions, and UPI PIN.

Step 3: To send money, type 1 in the text field. This will allow you to carry a transaction using either your UPI ID, bank account number, and IFSC code or phone number. Choose the method of your choice.

Step 4: If you choose UPI, then you will have to enter the recipient's UPI ID. If you select a bank account, then you have to enter the beneficiary's account number and IFSC code. If you go for the phone number options, then you need to enter the recipient's phone number.

Step 5: Now you need to enter the amount you wish to transfer, same as any other digital transaction platform.

Step 6: Enter your UPI PIN in the last step. Press 'Send' to complete the transaction. You will get a confirmation on your phone once the transaction is complete. Be careful, using the service will cost you a service fee of Rs. 0.50.

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